As medical science continues to improve, more people are surviving critical conditions. Unfortunately that survival often comes with costs. Critical Illness Insurance is a relatively new product to Canada, and is designed to provide financial support to clients who are diagnosed and surviving at least 30 days, of one of a number of critical conditions including heart-attack, stroke, or cancer.

Critical Illness Insurance Funds are not tied to any loss of time from work nor any direct medical costs. The money can be utilized as you see fit.

Critical Illness Insurance products will vary slightly including conditions and definitions. They may also vary in features including some that provide full refunds if you are covered under the plan for a set period and do not suffer a critical illness.