Most people buy life insurance to replace income that would be lost if a wage earner passed away. Life insurance proceeds are tax-free so it can play a role in estate planning, cash accumulation, retirement funding and the transfer of wealth to beneficiaries. Meeting the needs of my clients’ objectives often involves the use of insurance products.

There are quite a few types of insurance on the market today, giving you a wide range of insurance programs tailor-made for specific protection requirements. The cost of a policy and the features it offers can very tremendously depending on the type of insurance you choose.

Here are some examples of different types of insurance plans available to my clients.

• Life
• Disability
• Critical Illness
• Long Term Care